AntRo
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Δεν ειναι «local» βεβαια. Δεν ξερω αν η ασφαλιστικη παιζει με τις λεξεις.... Φανταζομαι θα εννοει να εισαι στη χωρα ή στη περιοχη που ξεκινησε η επιδημια...Η ακύρωση από εσένα δεν καλύπτεται.
Η ακύρωση λόγω επιδημίας, έχεις δίκιο, δεν φαίνεται να καλύπτεται από την World Nomads, το διάβασα προσεκτικά και δεν αναφέρεται κάτι στην 3.3. Θα μπορούσε να ενταχθεί στην 2.4 αλλά δεν είναι σαφές.
Εν πάση περιπτώσει, η WorldWideInsure σε καλύπτει σίγουρα. Εγώ έχω ετήσιο συμβόλαιο και στην σχετική παράγραφο αναφέρει συγκεκριμένα:
Section 10
Catastrophe & travel disruption cover
You are covered up to the amount shown in the benefits schedule in respect of necessary additional travel and accommodation expenses incurred in the event that you are forced to move from pre-booked accommodation to continue your trip or, if the trip cannot be continued, to return home as a result of;
a. fire, lightning or explosion rendering the pre-booked accommodation uninhabitable.
b. local medical epidemic or directive from the responsible government or local authority directly affecting the area where the pre-booked accommodation is.
c. hurricane, storm or other natural disaster that threatens your safety such that official evacuation orders are issued or that the pre-booked accommodation is rendered uninhabitable.
You are not covered for
a. the amount of the excess shown in the benefits schedule in respect of each claim.
b. your own decision not to stay in your pre-booked accommodation when official directives from local or national authorities state that it is safe and acceptable to do so, unless the Foreign & Commonwealth Office deem otherwise.
c. loss or Timeshare Points, fees and other administrative costs normally associated within a Timeshare membership programme. Loss of Air miles or loyalty card points.
d. where no contractual liability exists or where no financial loss has been sustained.
e. costs incurred if acting against the Travel Advice Unit
of the Foreign & Commonwealth Office (FCO) or the
World Health Organisation (WHO) or regulatory authority in a country to/from which you are travelling.
f. any claims arising directly or indirectly from;
i. strike, industrial action or a directive advising against
travel, or all but essential travel, to a country or specific
area or event to which you are travelling, if it had started or been announced before you arranged this insurance or booked your trip, whichever is the later.
ii. claims as a result of disruption or closure to airspace
following emission of volcanic ash into the atmosphere.
iii. the public transport on which you were booked to travel being taken out of service on the instructions of a
Civil Aviation Authority, Port Authority or similar authority.
g. any claim where the circumstances giving rise to the claim were a matter of public knowledge prior to your departure for that area.
Conditions
It is a condition of this insurance that before any claim may be considered under this section;
a. you must provide a statement from the appropriate local authority and/or accommodation provider confirming the reason, nature and duration of the catastrophe leading to a claim under this section.
b. you must notify our nominated emergency service and obtain their prior authority before you make any arrangements to return home early.
Please also refer to the general exclusions and conditions.